I could have spent a couple hours debunking your article for all its errors.
A few months back, I commented on the technical errors of another Medium with the standard left-wing drivel about fracking. If you go to my comments, you can see me "corrections."
https://medium.com/age-of-awareness/does-fracking-increase-the-risk-of-earthquakes-514324cde9
I really didn't understand the connection between financing and fracking. If a petroleum activity does not make a profit, it should not be undertaken--and lenders should not lend money with such a project as collateral. However, there are probably a few con men masquerading as petroleum engineers and silly bankers giving them money. But I doubt this is common practice.